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#923974 - 08/31/09 08:52 AM Why is it more expensive to send western union in USA?
Arock Offline
Journeyman

Registered: 05/11/08
Posts: 89
I was wondering if anybody knew why the western union fees are triple the amount to send in the USA than they are to send money in minutes to say another COUNTRY??

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#926251 - 09/06/09 12:54 AM Re: Why is it more expensive to send western union in USA? [Re: Arock]
Aaron4 Offline
Enthusiast

Registered: 08/28/08
Posts: 235
Is it really triple the cost? Legal jurisdiction ends at the border, US law no longer applies, so if you send money to another country Western Union has much less liability if you allege receiver fraud.

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#937288 - 10/01/09 08:46 AM Re: Why is it more expensive to send western union in USA? [Re: Aaron4]
notamused Offline
Member

Registered: 09/17/09
Posts: 117
Loc: Between here and Eternity
Not positive, but I recently sent money WU to another country and it cost me $10.00. But I see on my copy of the form I filled out where it says, "IN ADDITION TO THE TRANSFER FEE, WESTERN UNION ALSO MAKES MONEY WHEN IT CHANGES YOUR DOLLARS INTO FOREIGN CURRENCY."

So, most likely if you send to a country where the exchange rate works out to their advantage, the transfer fee will be less. If sending to a country where the exchange rate is the opposite, the transfer fee would probably be more.

This is just my best guess based on my one experience with them. Hope it helps!
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There are 2 great days in a person's life: The day we are born and the day we discover why. I don't remember the 1st and am still waiting on the 2nd

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#937328 - 10/01/09 10:23 AM Re: Why is it more expensive to send western union in USA? [Re: notamused]
mtnj Offline
Member

Registered: 08/04/08
Posts: 166
Loc: somewhere
its always cheaper to send money via wu outside of the us than within the us because they make money on exchanging the dollars to pesos, or wherever its going. if you send money within the us, the only way they make money is by charging an exuberantly high fee, like $30! its crazy to use WU to send money within the US.
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There are only two pains in life. The pain of discipline and the pain of regret.

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