Morning all..i use WU a lot (LOL like that's news) anyhow i always went to a store. I got my husbands CC to do an order. will it be a problem cuz i kept my last name so its not his..just don't know if wu is anal about it..any help or advice would really help....thanx ya'll...

If you must use a CC, and I would never recommend doing so, then use WU online as well. It is not likely that WU will question this name if done online. You already will have a paper trail as it is by choosing to do it this way. I would ALWAYS recommend going to the store with COMPLETED WU paperwork, paying cash and use a fake name if you seek additional anonymity.

PK

Yes, WU online is anal about everything.

I know, but she has a better chance using her husbands CC online vs F2F in a store, if I understood her correctly, right? Come to think of it, some of the shady joints I have used might not even question it.

PK

Thanks ya'll..I hate doing it either way, WU seems to be so nosey..do you think if i go to a off the wall store & use the cc & a fake name it'll work? geez, i miss cod !!! the cod's that are around don't offer what i need..but again thanx for the help!!!

Oh yea, i don't have the cash so am using his card ( though he doesn't know exactly for what) that's why i thought about online WU, but what I don't know for sure is if you can go to the store as i usually do with cash but use a CC instead. am ordering thru "G" cuz his reliable & fast delievery...thanks again for the help

Might I suggest having an excuse ready if he ever says "what is this charge at WU on my statement?" Do you have an old friend or black sheep of the family you might have needed to send funds to? lol Seriously, if he did question it or even worse, disputed it, what information would WU give? I have no idea but would assume the sender and receiver info for sure. Have your excuse "country specific"!!! lmao

Pharma..thanks, am doing some research on what is put on cc statement..you are right about :oh well that is on there cuz...." LOL...dag places that take CC don't have what I want am searching on here cuz there was a place that did all this & had a vague to who payment was made on cc statemet...oh well got the money can't find a way..don't have money & can't find places..story of my life...LOL..thanx again..:)

I hate to even recommend this but you could do a cash advance instead. This excuse is undoubtedly much easier to construct & even more plausible, then pay cash @ WU. Just remember the loan-shark like rates cash advances have. Personally, I would trade this for anonymity.

Amen..

hey....if the person accepts moneygram, just go to walmart and pay and it shows up on your credit card statement as "sams/walmart stores inc" or something like that

thanx...will it dothe same on a WU...walmart has WU...would it show up as a purchase therealso??? thanks ya'll sooooo much 4 all your help..

Our Walmarts only have MG. I went to a Cash 2000 store the other day for WU--extremely professional and didn't ask a bunch of dumb questions. I didn't break out into a sweat standing in line. Some of the WU around here are unbelievably ignorant and nosy. The video cams are a bit unnerving, but I think we are videotaped everywhere we go these days.

OP, I use WU online all the time because I have a business, but on random occasions they have asked me to call and have asked my a few questions re: the transfer. If the card is in hubby's name and you get asked to call, they won't let you do the money order. You won't lose your money because it won't ever be transferred but keep that in mind, it may happen. Good luck.

Yes, if you use WU online you must confirm the details on the phone. It's better to avoid that....

I've never had to do that. I have heard others at times have but I wonder if it's the money amount sent?
My biggest order was 600 without an issue. I do prefer MG though.
K

When you set up a account. They ask all sorts of questions. They have access to your credit record or something like that. They ask where you use to live and all sorts of weird stuff. The first order they asked me if I knew this person. But is that really a big deal? That is the purpose of WU to send friends money quickly in time of need.

Once I set up my account. I have not had to answer any questions again.

It is interesting that they charge more for online transfers compared to walk ins. That makes no sense. When you do it in person it takes up a persons time.

The nice thing about doing it online is you can make sure it is done right. I have had problems with stupid WU people in the past. Plus you can easily check status of order. Or cancel on a whim. If the receiver is the same you also have a address book so it makes it real easy and quick.

I have a question. For those of you who insist on using a fake name. What happens if there is screw up at WU or receiver never picks up ECT ECT ECT. How do you get your money back? I have a real fear of this. It has happened to me before.

Ive used WU for over 2 years now, and I'd say 60% of my transactions have been online. I have had the same experience as lilstraw in that I only had to call the very first time I used the service online. Some posters, including myself have signed up for the WU Gold Card (like frequent flier miles). Some of us believe that using the card online prevents the system from flagging your transaction and having to call. I have never found out if this is true or not, but it seems to be working for me.

thanks I figured it out and already sent my order. didnt get the 24 notice so sent email yesterday and got email today saying it was shipped yesterday. With some kind of tracking number I have to now look back and see how they ship. this company gives you 10 free to get you to come back. It is out of US of course so I wonder how long it will take. Running a little low and have to make sure the timing is write this time so I never suffer again like I did a few weeks ago. I just found another site in the US and they have it all. Free shipping and get package within 2 days. just send money gram and order then they shipout. they even have next day for 17.50. I nego the prices and they went down. Next order can be COD or just plain money order. But some reason wants money gram its order. I found 3 companies that has what I need and 2 in US. I went thru B2B trade and got list of distributors for what I was looking for and at good rates now that I nego. I feel pretty good this being in the US will be easier and short wait and no customs. Plus the prices are now reasonable. I am going to give them a test run and see how this works. I told him if all is good I will be a reg customer forsure. Again I never want to be without my pain meds as I suffered 3 days when I ran out and could not get refill for another 7-10 days unless dr called it in. he would not but my friend is friends with dr and gave new Rx so that was the approval for early refill and I still have the RX from the new onw he gave me. I will not get it filled thru insurance unless it is within the authorized days. I will see what comes first. Meaning if I need it filled, I go to Target say no insurance and get it refilled without Insurance BS they are really monitoring this. as well as pharmacists so I have to go where I rarely go when I have to pay out of pocket. Now that I am set up and will have my back up for when my Rx is gone and too soon to refill I will save money and sufffering. My order is almost the same money as if I were go to dr. just to get my refils on meds. My dr is not convienent a location and has odd hours and sometimes you have an appt and he decides he just doesnt want to work that day. So that is a big prob. the time I spent to get there 45min , plus 45min wait then no Rx when I leave. Anyhoot alot said. I am going to test this US place out and see if its good then thats where I will go from now on.
Thanks for the info about WU. The only inconvient thing about the US guy is getting a money gram when doing online WU is easier or paying with a credit card.I dont have to make a special trip. JOBLESS

PS WU made me call after I answered questions. Maybe i answered something wrong but it was a quick phone call. JOBLESS

I found this info about using WU online. I think it might apply with regard to using WU for any transactions you might pay WU to preform for you. Be it sending your family some funds or paying an employee that can't wait for a check in the mail.

"1. When you transfer money with this service (if Western Union clerk ask or if is any field on that form, where you could write reason of transaction) please write "DONATION". Otherwise, IRS here will tax us everything. Never tell WU that transaction is for commercial purposes, always tell them is "DONATION". WU doesn't allow sending money for commercial purposes.

2. Very rarely, Western Union clerk can ask you any extra questions about purpose and receiver details of this transfer. Just tell them very clear that is just a "DONATION" for someone in need and is only your personal problem. If you need any other personal details about RECEIVER, please email us."

"Although you can use Western Union online, but it is much more discrete if you go in person and place your order that way. It is also a bit cheaper.

WESTERN UNION ONLINE PROBLEMS:

Some problems only seems to be occur when members are trying to wire money to these pharmacies directly from the WesternUnion.com website and paying online with their credit cards. If the member goes to their local WU agent and pays with cash there is no problem, the money is sent no questions asked, this problem only occurs when payment is made by wiring the money online using a credit card. Also, after you wire money by using the WU website, you may have to call to verify the transaction with WU, this usually occurs the first time you send money online with a credit card. So if you are asked to call to verify the transaction, there is no need to panic, this is standard procedure. When you call to verify the transaction, every once in a while the WU agent may alert you that you are wiring money to a person that they have had complaints about and may ask you a few questions or warn you not to send this person money, but it is your money and you can send it to whoever you want, especially if this person has performed a service for you such as working on a website for you, a friend that is in need, a relative, etc. They don't need or have any right to know what you may need to send money overseas for.

If you are trying to wire money directly from the WesternUnion.com website and paying for the WU transaction with your credit card, you may want to call your Credit Card company in advance to Notify them that you plan on using your credit card to pay for a Western Union wire, otherwise it may result in you never being able to use that credit card again with WU. If your transaction is ever declined and a code comes backs on the decline screen in RED stating, U820 (it'll say this in red) that means you'll never be able to use that card with Western Union again. Most Likely Reason #1: Your Credit Card Company issued an early Fraud Warning Detection (CitiBank and major companies all do this) which blocked a Western Union Transaction from taking place. That CARD CAN NEVER BE USED AGAIN ONCE IT GETS THE U820 in RED Code!!!! Very important. Have your CC Company issue you a new card or use another card only this time call in advance and tell your CC company that you plan on making a Western Union wire or two using that particular card!!! The early Fraud Detection won't take place if forewarned."

My experience with wu online was very bad ... I prefer the office